Small Business Solutions

Water Street Mortgage Corporation

SBA Loans - Virtually any business purpose can qualify for a long-term, SBA Guaranteed loan, including:

Commercial Real Estate Purchase

Construction

Business acquisition or expansion

Equipment or Inventory Purchase

Refinance

Working Capital

Key Advantages of an SBA Loan:

Loans up to $4 million

Up to 90% Loan-to-value

Up to 25 year, fully amortized terms

No Balloon payments

Qualified borrowers are usually approved in 5-8 business days

Funding typically occurs in 30-45 days.

SBA Express loan – This loan was designed for growing small businesses that may not qualify for other credit. Financing is available for working capital, equipment purchase, business purchase, leasehold improvements or refinancing existing debt.

Funding from $5,000 to $250,000

7-year notes, fixed monthly

Most businesses qualify

Limited SBA documentation required

Quick closings

Competitive rates and fees

Small Business Quick Loan

Installment Loans from $5,000 - $100,000

100% Financing of new or used business equipment, vehicles or business purpose needs

Competitive fixed interest rate

Fixed Monthly Payment

Terms up to 6 years

Flexible collateral options

Use when permanent ownership is desired

Keep other credit lines open

Easy one time disbursement of funds

Secured by bank cd, purchased asset, titled item, or by general business assets

Small Business Operating Line of Credit

Revolving lines from $10,000 to $100,000 (unsecured and secured options available)

Competitive Rates as low as Prime + 1%

Flexible Repayment

Access via online and phone transfers

Commercial Real Estate and Apartment Loans

Office Condos, Office Buildings, Retail, Special Purpose, Churches, Single Tenant Buildings Apartment Buildings, Industrial, , Mixed Use, Automotive, Multi-Family

3,5,7 and 10 year ARMs

5/5 Arm Reset

Fixed Rate Terms

Interest Only to 10 years

30 year amortizations

Stated Income with Verified Assets

LTV’s to 90%

Seller carried 2nd’s okay to 90%

DCR’s as low as 90%

 Call us today to discuss the many loan options availble.